Subsidized Finance

Subsidized  Finance can be defined as a wide set of financial interventions arranged by the national, regional or European legislator (as calls, tenders, call for proposals and so on) with the primary goal of facilitating, supporting and speeding up the development of the national and continental entrepreneurial fabric, increasing the competitiveness of existing companies/institutions and the birth of new ones. 

These funds can be accessible on an individual or aggregate (through partnerships, consortia or networks) basis.

We believe that in today’s world it is paramount to know and exploit available subsidized finance tools as a strategic asset to make sustainable investments, recover a share of current expenses, support development and innovation processes, and strengthen one’s competitiveness.

Who provides the resources?

Many different subjects, among which the main ones are:

  • The European Union, both through its direct funds and – indirectly – through local authorities of each Member State;
  • Individual Member States, through their own resources or co-financed by the EU;
  •  Local authorities: Regions and Municipalities;
  • Chambers of Commerce and related bodies;
  • Charitable Foundations (only non-profit projects);


The main distinction is between funds for businesses and tools for non-profits. In the first case, accessibility depends on the company size (micro, small and medium-sized enterprises are preferred), the operational location, the business field. In the non-profit sector, accessibility depends above all on the type of activity carried out and on the territorial dimension of the activities.

What are the available tools?

Non repayable grants

Subsidized loans (i.e. zero rate financing, interest subsidies)

Tax breaks (i.e. tax credits, concessions)


There are countless exceptions and specific cases, anyway it’s important to point out that subsidized finance rewards in particular:

  • product innovations: improvement (especially technological) of a product or service, for example through R&D expenses; the purchase of capital goods (plants, machinery, equipment), specialist consultancy aimed at registering IPRs or obtaining quality certifications.
  • process innovations: through investments aimed at making a business process more effective and / or efficient. Investments can include the purchase of capital goods or investments directed at become more “green” and energy efficient;
  • management innovations: including investment in training, capital goods, hardware and software;
  • commercial innovations: especially aimed at promoting exports and the international dimension of activities, including investments in communication, market research, activities abroad, etc;
  • human resources: through investments in professional training and welfare tools.


Many funding sources are available, each one comprising a different set of rules; untangling them and choosing the right one for your development plans is an activity that can take up a lot of time and resources.

Drafting an application is a time-consuming task, implying the knowledge of national and international rules and regulations; in the case of EU contributions, a foreign language, and the need to form an international partnership only adds to the difficulties.

Often the time between the call publication and the deadline for submitting applications is reduced.

Taking all these issues into account, it clearly emerges how relying on an expert consultant in this field allows you to rationalize the use of your own resources, increasing the chances of obtaining important resources to grow your business and achieve any given goal.

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